Providing Health Insurance For Over 30 Years

Health Insurance Advisors is competent, confident, and licensed to provide unmatched health insurance services at competitive rates. We’ve helped millions of members apply and receive appropriate health insurance benefits, and we can’t wait to include you among them.
Health Insurance Plans

innovative health coverage

We understand that one size does not fit all. That's why you get access to a full portfolio of health insurance plans tailored to your specific needs.

North Carolina Health Insurance

Dedicated agents

We provide extensive evaluations to ensure your health insurance benefits fit your situation, budget, and convenience.

Health Insurance Near Me

customer oriented

Health Insurance Advisors strives to develop and maintain long-term relationships with our members, constantly delivering on our promise of dependability.

Health Insurance Plans

innovative health coverage

We understand that one size does not fit all. That's why you get access to a full portfolio of health insurance plans tailored to your specific needs.

North Carolina Health Insurance

Dedicated agents

We provide extensive evaluations to ensure your health insurance benefits fit your situation, budget, and convenience.

Health Insurance Near Me

customer oriented

Health Insurance Advisors strives to develop and maintain long-term relationships with our members, constantly delivering on our promise of dependability.

Health Insurance in Westport, NC 28037

3 Important Factors to Consider When You’re Looking for Affordable Health Insurance in Westport, NC

For more than a decade, Health Insurance Advisors, a trusted Westport, NC health insurance advisor has been helping business owners, families, and individuals in Lincoln County find affordable health insurance plans. Whether you’re looking for a group, an individual, or a family health insurance plan, you can count on our team of highly knowledgeable and skilled experts to help you design an effective insurance program that will be customized to meet your unique needs.

Our competitively-priced plans offer optimum protection; what’s more, we make enrollment quick and easy. When you choose Health Insurance Advisors as your Westport, NC health insurance advisor, you can feel confident knowing that you’ll find comprehensive, yet affordable health insurance for yourself, your family, or your employees.

3 Things to Consider When You’re Looking for Affordable Health Insurance in Westport, NC

Having the right health insurance plan is extremely important. With the high price of healthcare in Lincoln County, even minor ailments and injuries, such as a sore throat or sprained ankle, can cost a fortune and cause serious financial strain.

As such, you want to make sure that you find an affordable health insurance plan that offers comprehensive coverage. Of course, finding a plan that ticks off both of these boxes is a lot easier said than done, but it is possible; you just have to know what factors to consider.

When you’re researching Westport, NC health insurance plans, take the following factors into consideration and you should be able to find a policy that will offer reliable coverage at a price that you can afford.

Premium, Deductible, and Your Health

The premium and deductible have a direct impact on the cost of your health insurance. The premium is the price you pay each month to maintain your plan. A deductible is an up-front contribution that you’ll need to pay before the insurer will payout.

If affordable health insurance is your goal, a low premium can be very attractive; however, do bear in mind that some Westport, NC health insurance companies can charge low premiums, but the deductibles are high, which can really hit you in the pocket when you do need to file a claim. On the other hand, higher premiums translate to lower deductibles, so while you’ll pay more each month, you’ll pay less when you need to file a claim.

When you’re weighing your options, consider both the premium and deductible, as well as the state of your health. If you want affordable health insurance and you’re in generally good health, a low premium and high deductible may work for you; however, if your health is poor or you’re exposed to hazardous conditions on a regular basis, a higher premium and lower deductible may be a better choice.

Prescription Coverage

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Are you currently taking prescription medications on a regular basis for a chronic condition? If so, when you’re looking for affordable health insurance, check to make sure the drugs you are taking are featured on the formulary (a list that features the drugs the insurance company covers) of the plan you are considering. If the medications you are taking aren’t covered by a Westport, NC health insurance plan, cross it off your list, otherwise, you’ll likely end up having to pay exorbitant out-of-pocket expenses.

Health Savings Account

It’s also a good idea to consider whether or not contributing to a health savings account (HSA) is something that you are interested in. Basically, an HSA is like personal savings account that you can use to cover the cost of your medical expenses. If you have disposable income, this is a great option if you want to build an emergency fund for your healthcare costs. Individuals and families can make thousands in tax-deductible contributions to their accounts.

Do note that you will need to qualify for a health savings account. To qualify, your Westport, NC health insurance plan will need to support it, and you cannot be claimed as a dependent on somebody else’s tax return. If you want to protect yourself from unexpected – and costly – healthcare expenses, an HSA is an option worth considering.

Contact a Trusted Westport, NC Health Insurance Advisor

For help finding an affordable health insurance plan in Lincoln County that offers comprehensive coverage, contact Health Insurance Advisors. To speak to one of our advisors, call 704-230-1038 today!


Some information about Westport, NC

Westport is an unincorporated community and census-designated place (CDP) located in Lincoln County, North Carolina, United States. The population of the CDP was 4,026 at the 2010 census, up from 2,006 at the 2000 census. The community’s name comes from its location on the west side of Lake Norman.

Westport is located in the northeast corner of Lincoln County at 35°30′33″N 80°58′45″W / 35.50917°N 80.97917°W, along several coves on the west shore of Lake Norman, a reservoir on the Catawba River. The south border of the CDP is Graham Creek, while Burton Creek reaches into the center of the community. The eastern border of the CDP is the Lincoln County line in the center of Lake Norman, with Iredell County to the east.

North Carolina Highway 16 Business forms the western edge of the Westport CDP. The highway leads northwest 3.5 miles (5.6 km) to Denver and south 5 miles (8 km) to Lowesville. Downtown Charlotte is 24 miles (39 km) to the southeast of Westport.

According to the United States Census Bureau, the CDP has a total area of 5.6 square miles (14.5 km2), of which 3.7 square miles (9.5 km2) are land and 1.9 square miles (5.0 km2), or 34.54%, are water.

Learn more about Westport.

Directions from Westport, NC to Health Insurance Advisors

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