Providing Health Insurance For Over 30 Years

Health Insurance Advisors is competent, confident, and licensed to provide unmatched health insurance services at competitive rates. We’ve helped millions of members apply and receive appropriate health insurance benefits, and we can’t wait to include you among them.
Health Insurance Plans

innovative health coverage

We understand that one size does not fit all. That's why you get access to a full portfolio of health insurance plans tailored to your specific needs.

North Carolina Health Insurance

Dedicated agents

We provide extensive evaluations to ensure your health insurance benefits fit your situation, budget, and convenience.

Health Insurance Near Me

customer oriented

Health Insurance Advisors strives to develop and maintain long-term relationships with our members, constantly delivering on our promise of dependability.

Health Insurance Plans

innovative health coverage

We understand that one size does not fit all. That's why you get access to a full portfolio of health insurance plans tailored to your specific needs.

North Carolina Health Insurance

Dedicated agents

We provide extensive evaluations to ensure your health insurance benefits fit your situation, budget, and convenience.

Health Insurance Near Me

customer oriented

Health Insurance Advisors strives to develop and maintain long-term relationships with our members, constantly delivering on our promise of dependability.

Health Insurance in Stallings, NC 28104

3 Important Factors to Consider When You’re Looking for Affordable Health Insurance in Stallings, NC

For more than a decade, Health Insurance Advisors, a trusted Stallings, NC health insurance advisor has been helping business owners, families, and individuals in Mecklenburg County find affordable health insurance plans. Whether you’re looking for a group, an individual, or a family health insurance plan, you can count on our team of highly knowledgeable and skilled experts to help you design an effective insurance program that will be customized to meet your unique needs.

Our competitively-priced plans offer optimum protection; what’s more, we make enrollment quick and easy. When you choose Health Insurance Advisors as your Stallings, NC health insurance advisor, you can feel confident knowing that you’ll find comprehensive, yet affordable health insurance for yourself, your family, or your employees.

3 Things to Consider When You’re Looking for Affordable Health Insurance in Stallings, NC

Having the right health insurance plan is extremely important. With the high price of healthcare in Mecklenburg County, even minor ailments and injuries, such as a sore throat or sprained ankle, can cost a fortune and cause serious financial strain.

As such, you want to make sure that you find an affordable health insurance plan that offers comprehensive coverage. Of course, finding a plan that ticks off both of these boxes is a lot easier said than done, but it is possible; you just have to know what factors to consider.

When you’re researching Stallings, NC health insurance plans, take the following factors into consideration and you should be able to find a policy that will offer reliable coverage at a price that you can afford.

Premium, Deductible, and Your Health

The premium and deductible have a direct impact on the cost of your health insurance. The premium is the price you pay each month to maintain your plan. A deductible is an up-front contribution that you’ll need to pay before the insurer will payout.

Heating And Cooling Companies in East Newnan, GA

If affordable health insurance is your goal, a low premium can be very attractive; however, do bear in mind that some Stallings, NC health insurance companies can charge low premiums, but the deductibles are high, which can really hit you in the pocket when you do need to file a claim. On the other hand, higher premiums translate to lower deductibles, so while you’ll pay more each month, you’ll pay less when you need to file a claim.

When you’re weighing your options, consider both the premium and deductible, as well as the state of your health. If you want affordable health insurance and you’re in generally good health, a low premium and high deductible may work for you; however, if your health is poor or you’re exposed to hazardous conditions on a regular basis, a higher premium and lower deductible may be a better choice.

Prescription Coverage

Are you currently taking prescription medications on a regular basis for a chronic condition? If so, when you’re looking for affordable health insurance, check to make sure the drugs you are taking are featured on the formulary (a list that features the drugs the insurance company covers) of the plan you are considering. If the medications you are taking aren’t covered by a Stallings, NC health insurance plan, cross it off your list, otherwise, you’ll likely end up having to pay exorbitant out-of-pocket expenses.

Health Savings Account

It’s also a good idea to consider whether or not contributing to a health savings account (HSA) is something that you are interested in. Basically, an HSA is like personal savings account that you can use to cover the cost of your medical expenses. If you have disposable income, this is a great option if you want to build an emergency fund for your healthcare costs. Individuals and families can make thousands in tax-deductible contributions to their accounts.

Do note that you will need to qualify for a health savings account. To qualify, your Stallings, NC health insurance plan will need to support it, and you cannot be claimed as a dependent on somebody else’s tax return. If you want to protect yourself from unexpected – and costly – healthcare expenses, an HSA is an option worth considering.

Contact a Trusted Stallings, NC Health Insurance Advisor

For help finding an affordable health insurance plan in Mecklenburg County that offers comprehensive coverage, contact Health Insurance Advisors. To speak to one of our advisors, call 704-230-1038 today!


Some information about Stallings, NC

Stallings is a suburban town in Union and Mecklenburg counties in the U.S. state of North Carolina. The population was 13,831 at the 2010 census.

Stallings was incorporated as a town in 1975 but its history reaches back to the early 1900s when Matthew Thomas Stallings, a prominent farmer and merchant who lived near Harrisburg, moved to Union County and bought 200 acres of land on the Mecklenburg County line – northwest of Indian Trail. The late Mr. Jim Smith once described the land as ‘all in timber, the finest timber you’ve ever seen.’ Mr. Stallings built a home and opened a country store near the Seaboard Railway track. Newspaper articles from that time note that Mr. Stallings ‘began to improve his holdings with a view to building up an important settlement and encouraging enterprise and industry in his vicinity.’

Mark Conder opened a saw mill giving Stallings its first industry. About a year later, M. T. Stallings’ brother, Martin Stallings, also moved from Cabarrus County, bought another tract of land for farming; and thus, the community became known as ‘Stallings’. Martin Stallings was the father of Carl ‘Tip’ Stallings, who became the first Mayor of the town after its incorporation. Many people were employed with the saw mill, the store and engaged in farming. The lumber was shipped by rail on to Charlotte and other destinations. An undated article by L. W. Harkey states: ‘Every year after crops were laid by, Mr. Stallings would have a regular picnic long about August. And have foot races, sack races, egg races, and all kinds of games. Lemonade and cold drinks were set out under the big oak tree back of the store.’

A 1912 newspaper article stated ‘there was a good school in operation with about 75 pupils enrolled and some twenty families settled on the original purchase. The Seaboard Air Line has a regular station there, named Stallings, and all prospects bid fair to make this locality of much future importance. Mr. Stallings will be glad to offer special inducements to manufacturers or others desiring sites for plants or permanent homes.’ A few years later a new store was built across the road, and the old store building was used for a Methodist church and a schoolhouse. The one-room schoolhouse was located where a large industry, AEP, is now located. Stallings Methodist Church was started about 1911, largely through the efforts of P. D. and Margaret Drye, and the first pastor was the Rev. L. W. Self. A new Methodist Church was built in 1912 and the old building was torn down. In 1919 the church was struck by lightning and burned. A bucket brigade was formed but the building could not be saved. The church was immediately rebuilt and that building remains today. The store business changed ownership at least four times over the next fifty years. It burned to the ground once and was rebuilt. It was always known as the Country Store, furnishing the community with groceries, feed and notions during the day, and serving as a gathering place in the evenings. Mr. Jim Smith owned and operated the store from 1916 until 1948. ‘Mr. Jim’ was also one of the largest farmers in the area, and his farm still exists today as Smith Brothers Farm. The store was finally torn down and a strip of small businesses built in its place.

Learn more about Stallings.

Directions from Stallings, NC to Health Insurance Advisors

← Previous Service LocationNext Service Location →

Let us help you customize your health coverage today.